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About mikke87

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  1. A house of my own

    Civil servants and selected Statutory Bodies also can.It is for malay coz they this loan based on Shariah compliant. So all the confirmation process through akad.What i know all conversations during akad are recorded. so safe for both side.
  2. A house of my own

    document quite similar jerr. but the requirement is not as high as a bank. minimum salary 1500 d eligible to apply. if the bank, our salary, monthly commitment, financial record all have to be clean,then have chances to apply.
  3. A house of my own

    YIR stands for Yayasan Ihsan Rakyat. They provide loan for government employees..heard from my brother in law's experience the approval process quite fast compared to other company. But have good credit score higher chances to get laa.
  4. A house of my own

    yes, that's why u need loan that can provide better rate like this one company i think it's yir. the profit rate is quite low compared to bank. so it's much affordable for u.
  5. A house of my own

    Do u want to find a terrace house or apartment? Low cost apartment is ideal for a new married couple. As you still in the process of settling everything in your financial. You need to think of a lot of things like the maintenance etc.
  6. Biskut raya for mother-in-law

    Make sense, sometimes they even just steal the pictures from google and claim the products to be their own, and further more if anything happened on facebook such as scamming it is very hard to resolve the incident in a proper way.
  7. Biskut raya for mother-in-law

    Hmm I guess you are right, probably I would teach my own parents about online shopping also during my free time.....
  8. Biskut raya for mother-in-law

    Wow I duno that people also can sell cookies through online now, I know some people do it on Facebook but never know there are online shopping platform that are able to do so too.
  9. Biskut raya for mother-in-law

    better to spend timewith our parents andcan teach them about the latest phone features like how to use them as they are keen to learn too.
  10. Biskut raya for mother-in-law

    The cookies amount per container sold at the supermarket is getting lesser every year, and the price remained the same or sometimes even getting more expensive due to inflation, better if we can bake it on our own to save cost.
  11. Biskut raya for mother-in-law

    No matter how it is still cheaper compared to buying the cookies that are already baked directly from bakery or supermarket tho, just that you need to have the time and the required skills to bake it by yourself.
  12. I have a autistic kid

    so at caregiverAsia also has other services ya? how to choose and clarify the person that we will pick her/his services?
  13. I have a autistic kid

    oh really. i think u shud find anexperienced therapist that can manage passive autistic child. Usually they can attract the child to start communicate to others. I think u can search at internet.
  14. Smelly paint smell

    True true, expensive stuff like this sure need to think thoroughly before making any decisions, the contract cancellation fee gonna burn your wallet if you are not careful, its okay to take your time as the product would be used for quite a few years also.
  15. Smelly paint smell

    Company nowadays a lot are doing this sort of things one, use normal material and technology to make their products but still sell at the price as high as those genuinely made one, think their customers wont know about it meh lol.